09:35:26	 From Sylvia Dobbins : 24%-32% depending on Full-retirement age to age 70
09:36:29	 From Sylvia Dobbins : There is no 8% increase after age 70.
09:37:40	 From Liz Strauser : I understand SS benefits increase until age 70, so there is no incentive to delay claiming after age 70.
09:45:52	 From Steve Rawlinson : Christine talked about the 4% rule last month and explained where it came from.
09:48:17	 From Steve Rawlinson : Jones modification (not increasing withdrawal for inflation) guarantees that you don’t run out of money.
09:59:40	 From Steve Rawlinson : The best way to have a balanced portfolio is to use buckets as described by Christine Benz